Why it is Important for You and Your Family to Have Health Insurance

After being hospitalized twice last December without any health insurance coverage, I know first hand how important it is to have health insurance. Everyone uses the healthcare system at one point in their life. Even the healthiest individuals visit their doctors for regular check ups. You can not predict when an accident may happen or if a family member is going to get sick and have to visit the doctor.

Without individual medical insurance , healthcare is extremely expensive. Just the cost alone for a regular doctor's visit can add up. Care after a serious injury or illness can be detrimental to your pocket book. Health insurance covers the cost or expense that comes with preventing illness and staying healthy.

The sad truth is that people without health insurance do not get the care that that they need. Uninsured individuals may be worried about the cost of a doctor's visit or they just do not have access to the best resources. Health insurance policies give the policy holder access to a wide network of doctors and providers.

If you want to avoid getting sick and have a healthy and long life the best thing to do is visit your doctor for regular check ups. Preventative care is key to staying healthy. With proper health insurance you and your family will get the care you need, without the added expense, and stay happy and healthy.

Cascia Talbert is a busy blogger, publisher, freelance writer, online merchant and mother of five children, living in The Pacific Northwest. With a B.A. in history and law and a passion for writing and staying healthy, she started The Healthy Moms Magazine in 2007. The Healthy Moms Magazine is currently ranked the top health blog for moms and features several health expert writers and mom bloggers. Ms. Talbert believes that if mothers are well educated on health issues and how to stay healthy, they can pass that information down to their children and reverse the childhood obesity statistics in the U.S.

Ms. Talbert is a featured health blogger at Wellsphere.com and her articles can also be found on ezinearticles.com. She also runs the Healthy Moms Social Network on Ning, is the Chief Marketing Officer for Talbert Nutrition LLC,  and is on the Social Media Advisory Board for America's Wellness Challenge. Follow her on Google+.

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